Remortgages
Remortgaging your current property effectively means changing lender. If you have owned your property for more than one year, it might be worth a lot more than you paid for it. You can raise cash for any purpose.
Why change lenders? – Here are some popular reasons:-
- To benefit from better interest rates available on the market and therefore saving money!
- To utilise some of the equity in your property to consolidate all your existing credit cards, loans and HP commitments and reduce them into one single, more manageable payment.
- To use part of the equity, to carry out some home improvements, buy a car, treat yourself to that dream holiday, or pay for your daughters wedding.
- To pay off the arrears on your existing mortgage and on any other loans you may have.
You may not know, but one in four adults who go to the high street to obtain a mortgage, come away empty handed*. They may have failed the traditional credit scoring system due to past mortgage arrears, credit problems or county court judgements. Alternatively, they may have unusual employment histories or an inability to prove their income.
We are experts in overcoming these difficulties and arranging extremely competitive mortgages personally tailored to suit each individual's requirements. Our staff also appreciate that taking out a mortgage is likely to be the largest financial commitment you will ever make and they are committed to helping you through the process every step of the way.
We have a comprehensive lender panel - so you can be assured of a tailored solution to fit your individual circumstances. And many of our mortgage schemes include a free property valuation.
And don't forget to ask about our "special panel solicitor scheme".
So if you are looking for a no obligation remortgage quotation, then you can either,
Apply on line by clicking on the "approval in principle" (AIP) form below, or telephone our help line number 01785 250987 (lines open 9am-9pm Monday to Friday and 9.30am to 1.30pm on Saturday).
* SOURCE: DATAMONITOR
The overall cost for comparison is 6.65% APR variable. The actual rate payable will depend on your circumstances. Ask for a personalised illustration. No upfront fees. A fee for arranging the mortgage is chargeable only on completion, minimum £ 495 to a maximum of £ 995 depending on the complexity of your application. Early repayment charges may apply. They will vary depending on the mortgage you choose. Be aware that adding existing debt to your mortgage may increase the repayment term and/or the overall cost of your mortgage.
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